Allied Health Travel Jobs: Medical and Dental Insurance

Professional in allied health travel jobs getting dental work covered by insurance

Allied health travel jobs offer a unique way to gain new skills, network with professionals in the field, and explore different parts of the country. The great payscale is a major advantage of this type of work, too. However, some prospective travel technicians or technologists may be hesitant about taking on this type of job due to uncertainty surrounding their medical and dental insurance coverage. After all, good coverage is essential to help protect and maintain your health when working a busy healthcare job. 

Today, we will talk about how coverage works to help equip you with the information you need to make an informed career decision. For more in-depth information, reach out anytime to one of our knowledgeable recruiters. They’ll be happy to explain how our coverage works for you.

The Benefits of Working as a Travel Technician or Technologist

Allied health travel jobs are becoming increasingly popular among healthcare professionals who love adventure and crave variety in their careers. As a travel technician or technologist, you’ll have the opportunity to work at healthcare facilities across the country while sharpening your clinical skills and gaining valuable experience. 

Not only will you get to travel to new destinations, but you’ll also enjoy higher pay, potential sign-on bonuses, and generous travel stipends for housing costs. Plus, you’ll be part of a vibrant community of professionals who share your passion for helping others. 

So, if you’re ready to take your allied health career to the next level and embrace the excitement of travel, consider exploring the many benefits of working as a travel technician or technologist.

Two Types of Allied Health Travel Jobs: Independent Contractor and Staffing Agency Employee

There are two ways to work in travel jobs as an allied health professional. The first option is to become an independent contractor and take on contracts with a staffing agency. This allows you to have the most control over your own schedule. For example, maybe you want to work one 13 week placement, take a month or two off, then find another placement. However, this option also comes with additional responsibilities like having to pay your own employment taxes and find your own medical insurance. 

The second option is to become an employee of a medical staffing agency that allows you to take short-term placements. While this option provides more stability and benefits like insurance and 401K contributions, there may be more expectation for you to work a consistent schedule of sequential placements. 

Ultimately, each option has its own pros and cons, so it’s important to think carefully about your priorities before making a decision.

Professional in allied health travel jobs getting dental work covered by insurance
Working with a medical staffing agency can provide benefits for health and dental insurance.

Independent Contractors Need to Self-Fund a Medical and Dental Plan

As traditional employer-provided health insurance plans are not an option for allied health independent contractors, you would need to opt for a self-funded health and dental insurance plan to provide the coverage you need. On average, the annual premiums for full health insurance are around $8,000 for single coverage and $22,000 for family coverage.

It may require a bit more effort on your part to research and select a plan, but the benefits of having access to healthcare coverage cannot be overstated. There are many insurance companies that offer medical coverage for self-employed individuals. Whatever plan you decide to use, just make sure that it covers the unique travel aspect of your job.

Staffing Agency Employees Can Qualify for Full Health and Dental Coverage

The advantage of working for a medical staffing agency that hires you on as an employee means that you’ll have the peace of mind that comes with full medical and dental benefits. As an essential part of our society, healthcare workers deserve to be taken care of too, and that’s exactly what you’ll get when you choose to work with a reputable medical staffing agency.

As an agency employee, it’s important to know how to maximize your healthcare benefits so that you can get the most out of them. Carefully review your insurance policy and understand your coverage. Make sure you know what your deductible and copayments are, as well as what services are covered under your plan. Additionally, look for in-network providers in the areas where you’ll be traveling so that your healthcare visits qualify for the maximum insurance coverage.

Find a Medical Staffing Agency That Meets Your Needs and Requirements

The right agency can make all the difference in your allied health travel career. However, with so many agencies out there, it can be overwhelming to know where to start. That’s why it’s important to do your research and identify what matters most to you. Are you looking for a particular specialty? Do you want an agency that offers benefits and employee perks? Compare what each agency offers. For example, if you are looking for travel roles with greater financial security and overall support, you may want an agency such as AHS MedStat that offers some or all of the following:

      • Weekly pay with direct deposit

      • 401K with matching up to 5%

      • Full dental and medical benefits

      • Tax-free stipends

      • Private, furnished housing or housing stipends

    By working with an agency that aligns with your priorities, you’ll be on your way to a fulfilling and successful career in the medical field.

    Peace of Mind in Allied Health Travel Jobs with AHS MedStat

    Working with an experienced medical staffing agency gives you the job security, insurance coverage, and ongoing support you need while pursuing allied health travel jobs. Plus, you’ll receive competitive pay, travel reimbursement, and other benefits. So if you’re looking for a rewarding career filled with new opportunities, experiences, and so much more – contact us today to get started! Our recruiters will help provide answers to all of the questions that come up along the way.

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